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Mortgage rates are at a two year low and mortgage insurance premiums and down payments have been reduced.  Now is the time to refinance or purchase a home.  FHA mortgage insurance premiums have dropped significantly and there are more conventional and Jumbo lending programs available in 2015. 

Unlike your credit union or bank, BancOhio is not limited to one lending source. BancOhio offers residential and commercial solutions for all types of lending scenarios. BancOhio has been locally owned and operated for 12 years and we have an A+ rating with the Better Business Bureau.  We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending for both purchase and refinance scenarios.

BancOhio offers all Fannie Mae and Freddie Mac conventional loans including HARP 2.0 refinances designed for borrowers with little or no equity.  BancOhio also offers loans with no closing costs and no appraisals.  Government loans such as FHA, VA and USDA loans are also available along with a broad range of Jumbo Portfolio products for both purchase and refinance transactions. 

Call us today at 614.781.7900 or toll free at 866.903.7900 to speak with a mortgage professional.  You may also apply online securely by clicking "Apply" at the top of this page to complete the brief application.   Or feel free to request a quote by clicking on the BBB link below. 

Thank you for choosing BancOhio Financial! 

Click to verify BBB accreditation and to see a BBB report.

BancOhio Financial BBB Request a Quote





Mortgage Calculator
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Featured Program
Only 3% down payment
Use Full Gift for Downpayment
Conventional Only:
  • Only 3% down 
  • Gift for entire dowpayment 
  • Min. 620 credit score 
  • Ohio and Florida
  • One unit primary residence including condos and PUDs
   Apply online at bancohio.com
Sample payments 
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Principal and Interest*

*based on a 30 year fixed term.  Payment subject to change without prior notice.



285 South Liberty Street      Powell Ohio 43065      Phone: 614.781.7900      Fax: 614.781.7901      OH MB.804012.000      NMLS 181032      FL MBR.1120